Payment systems have had changed rapidly over the past decade and the wide-spread adoption of Block Chain technology has accelerated this.

While Bitcoin has proven too slow and expensive for real-time payments, newer Block Chains and Coins such as Ripple (XRP) have emerged as viable alternatives to systems such as SWIFT.

Possibly the Ripple coin XRP is the future of international payments; possibly it is the Ripple or “OpenCoin” block chain and ecosystem.

CAPIX has experience with a wide variety of payment systems and protocols, from SWIFT and BITS, to Austraclear and Euroclear, the FIX protocol and more recently FAST and RESTFul.